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Network News, New Hires

Top 10 Reasons to Start Your Title Career in Florida

beach-waves-crashing

Have you considered moving to Florida for a career in title insurance?

We seem to have an influx of people moving into the state of Florida. The latest census shows upwards of 900 people a day move to Florida.  A lot of that has to do with our sunshine, our tax structure (no state income taxes), and our booming economy!

In several areas of the state, there are housing shortages, and with shortages comes opportunity, job growth, construction, a lot of real estate transactions, and more opportunities for a career in the title insurance arena. Think about it. Every piece of land sold needs a title company. Every mortgage given requires title insurance. Every new condo built, apartment complex constructed, or orange grove converted into a subdivision, a title insurance company is often times at the heart of the process.

We’ve put together this TOP 10 reasons why it’s worth moving to the Tampa Bay Area and starting your career with the FLORIDA AGENCY NETWORK:

1. Beaches

Lots of beaches. You know what a day at the beach has in common with a snowstorm in Minnesota? ABSOLUTELY NOTHING .

2.  The Tampa Bay Lightning

Yes, we  have hockey in Florida. Perhaps you’ve heard about this guy Jeff Vinik? He owns the Lightning, and has pledged nearly $3 Billion dollars in infrastructure, improvements, new development, and more into  Downtown Tampa and Channelside areas.

3. Did you hear Mosaic is moving its headquarters here?

Mosaic, a Fortune 500 company is moving its headquarters from Minnesota (sorry guys) to Tampa Bay. All those execs need housing and title work. Just sayin’.

4. Florida Winters

Also known as “Those 2 days in January the temperature gets into the 50’s.” Brrrr….bundle up!

5. Cryptocurrency and Blockchain

Currently, we are involved in numerous conversations nationwide on providing solutions in this space. And yes, we can transact on a home using Bitcoin.

6. Technology

We consider ourselves to be an IT/Software/Technology company cleverly disguised as one of Florida’s Largest Title agencies. Google FLORIDA AGENCY NETWORK to see our numerous releases and media coverage, like this one or this one.

7. Disney World

Need I say more? Seriously, anywhere in the state is a only few hours from The Happiest Place on Earth. Orlando offers so much to do you’ll never get enough. More parks, more rides, more attractions, and more FOOD!

8. Ybor City

This area is a MUST SEE! Loaded with food, history, culture, cigars, and possibly, the TAMPA BAY RAYS! Ybor offers a little something for everyone.

9. Bern’s Steakhouse

A signature staple in the Tampa Bay area, Bern’s Steakhouse has been rated the #1 steakhouse in Florida. Take a step back in time with it’s amazing atmosphere and private dessert room. Bern’s has the largest private wine collection in the world with over 600,000 bottles.

10. The FLORIDA AGENCY NETWORK

Our organization is an awesome place to work and call home! We have some of the absolute best people in the business here. Large company perks with small company culture. We are statewide, have some amazing systems and solutions, phenomenal leadership of people who truly care about you and our clients.

So if you are looking to be a title closer in Gainesville, a title processor in Naples, a licensed title agent in Destin, or an IT professional or programmer in Tampa, the Florida Agency Network may have the position for you.

Thanks to our growth, we are always looking for experienced closing agents, processors, and title curative positions. However, we also look for examiners, lien search processors, accounting personnel, and several other career paths not often found in a traditional title agency or law firm.

So….ready to move?

Click HERE for more information on the positions we have available, or send your resume to careers@FLagency.net.

Network News

E-Closing, E-Notarization, Paperless Closings: Finally a Reality in Florida!

As with most things in life, everything starts with a vision.

“In the world of real estate settlement services, it’s a vision to buy, refinance, and sell a house on a tablet device. No pens. No paper. No rubber-stamped notary seal. No 100’s of pieces of paper to be purchased, printed, signed, shipped and scanned. Oh, and shredded, who can forget shredding? Don’t get me started,” says Aaron M. Davis, CEO of Florida Agency Network (FAN).

For the world of real estate closings, the vision has been for years to transform an industry’s archaic processes through innovation and new technology. Aaron has made FAN’s purpose to innovate and blaze the path for homeownership to become more seamless, paperless, and less cumbersome for the consumer. His passion for revolutionizing the title insurance industry started decades ago, sitting in his mother’s title agency in Plant City, Florida.

“I remember the days of hand balancing HUD statements. Policies in triplicate form. Our first fax machine, our first desktop computers, Novell servers, dial-up modems, and paper. Lots and lots of paper. 200 pieces of paper per file, 30 files per storage box, and lugging boxes of files in and out of storage.”

Settlement has come light years from those days, however one piece has been missing. Remote Online Notarization, or RON for short. The ability to interface remotely via safe, online portal, digitally signing documents, and affixation of the electronic notary seal, all on a tablet device.

Pat Kinsel started Notarize because he had one too many bad notary experiences. In his case, the last straw was a notary agent who forgot to sign his document just before he went on vacation. He didn’t learn of the error until he was gone.  Pat knew “there has to be a better way!”

Developing that better way required a sharp focus on innovating both in the areas of technology and public policy. In researching the process, Pat discovered the Commonwealth of Virginia had passed a law in 2011 to become the first state to allow remote electronic notarization, and all 50 states must recognize Virginia’s ability to transact business in this new way. Building upon these policies, and with cooperation from the Commonwealth of Virginia, Pat and his team have spent the past years developing an amazing product to fundamentally transform the notary process for consumers, businesses, and agents. Technology and policy have converged, and Notarize is bringing notary into the 21st Century.

When Aaron met the team at Notarize in mid-2017 and demoed their product, he knew he had just witnessed the missing piece to the puzzle, and the future of real estate settlement: Paperless, convenient, efficient, and best of all, secure.

Fast forward to today, thanks to a partnership and friendship with Pat Kinsel and Adam Pase of Notarize, FAN could collaborate with a company whose vision and innovative pursuit in the online closing space is revolutionizing the real estate closing process. One final element in the equation came down to the backing from Westcor Land Title Insurance. With Westcor’s support and Notarize’s technology, FAN conducted its first fully-digital, 100% paperless, remote online notarization closing in March 2018.

The vision didn’t stop there. “After completing our first fully-digital purchase transaction using an online notary earlier, we knew the next step would be utilizing the technology for a refinance transaction,” said Aaron.

Hillsborough Title, a proud member of Florida Agency Network, suggested to one of its borrowers, Mr. Gallagher, to close his refinance transaction digitally. During the closing, Mr. Gallagher exclaimed that his digital experience was “very efficient” and “superb.” That was the goal; It’s about providing convenience and ease of use to consumers. “Our borrower was thrilled at the efficiency throughout the entire process. This transaction was a keybreakthrough in providing our clients the option of a fully digital remote closing at the time and location of their choosing,” said Aaron.

As the Chief Operating Officer of Florida Agency Network, Mike LaRosa said, “We were fortunate to have all of the necessary parties willing and able to take this historic step for the Florida title insurance industry. The Notarize platform made the idea of a RON closing experience a legitimate possibility, and the forward thinking of Westcor made it a reality. Finally, combining the right real estate, lending, and title partners allowed for a cooperative experience for Mr. Gallagher, our mutual end-consumer. We were obviously thrilled to be a part of history, and also to be able to offer Mr. Gallagher, and our future clients, this unique experience.”

Everyone working on the transaction couldn’t help but celebrate how convenient it was to close, and how they had just witnessed the future of settlement. Jackie McNamee, the closing agent for Hillsborough Title said, “I am so excited and proud to have been a part of this first fully-digital loan closing experience.” While Nate Davis, Owner of Florida Mortgage Firm said, “The days of long drives to title offices, scheduling time off work for the sole purpose of signing docs, and overseas clients searching for U.S. notaries will soon be a distant memory with this platform.”

There will always be a time and place for physical closings, the coming together of buyers, sellers, real estate agents, and lenders to meet and sign at closing. This gives a great alternative should a party not physically be able to attend.

But won’t it be great to do it all digitally. All on a tablet.

WITHOUT ONE

PIECE

OF

PAPER!!! 

Network News, Press Releases

FAN and Cottrell Title & Escrow Join Forces Bringing Statewide Solution

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Naples, Fla. – May 9, 2018 – Florida Agency Network (FAN) is joining forces with Cottrell Title & Escrow located in Naples, Florida. This partnership amongst independently-owned title insurance agencies aims at expanding the organization’s footprint into certain key Florida markets.

“We’re excited about bringing Cottrell Title & Escrow into the FAN family. We appreciate the way their organization does business, and feel Cottrell will make an excellent addition to our team,” says Aaron M. Davis, CEO of the Florida Agency Network. “Both of our companies share the same vision and commitment to industry compliance standards. Combining our energies and expertise to serve a broader range of customers will help deliver more efficient solutions across the state.”

“After having in-depth conversations with FAN Management about where the title industry is headed over the next 3-5 years, it was evident that both of our companies have similar goals and missions to provide the best closing experience for our clients,” stated Justin Cottrell, Esq. Founding Partner of Cottrell Law Group.

Cottrell Title & Escrow will use multiple back-office solutions provided by Florida Agency Network (FAN), with the goal of centralizing non-core title services and allowing for a sharper focus on servicing their clients and maintaining industry-leading security and protection of NPPI via added compliance controls. This relationship marks the second independently owned and operated partnership of its type for FAN, the first being SETCO Services in North Florida’s panhandle region. Both strategic partnerships provide valuable services to the partner entities, while providing FAN with additional geographic coverage throughout key Florida markets.

“Even more rare, and ultimately what attracted us to this opportunity, is that both brands have proven the ability to execute their ideas and innovations at a high strategic level. We are grateful to be able to put our resources together through the Florida Agency Network affiliation and continue to raise the bar and provide enhanced peace of mind for our clients and industry partners.” Stated James P. Schlimmer, Managing Partner of Cottrell Title & Escrow

 

 

About Cottrell Title & Escrow

Cottrell Title & Escrow is a settlement service provider located in Naples, Florida. Cottrell Title & Escrow’s mission and primary goal is to save real estate agents, brokers, lenders, and their clients time and provide enhanced peace of mind during the closing experience.

Network News, Press Releases

Florida Agency Network Closes First Refinance E-Closing Using Remote Online Notary

Tampa, Fla. – April 3, 2018 – Florida Agency Network announced the completion of its first 100 percent paperless, fully-digital real estate refinance transaction with United Wholesale Mortgage and Florida Mortgage Firm. The closing was completed at the office of Florida Mortgage Firm. All closing documents were executed electronically, and the Electronic Notarization of mortgage and affidavits was performed by Notarize via an online interface.

“After completing our first fully-digital purchase transaction using an online notary earlier this month, we knew the next step would be utilizing the technology for a refinance transaction,” said Aaron M. Davis, CEO of Florida Agency Network. “Our borrower was thrilled at the efficiency throughout the entire process. This transaction was a key breakthrough in providing our clients the option of a fully digital remote closing at the time and location of their choosing.”

Hillsborough Title completed the transaction utilizing remote online notarization via Notarize, the first notary public platform allowing any person or business to get their documents legally notarized online, and Westcor Land Title Insurance Company, who underwrote and issued the title insurance policy.

“It is exciting to be a pioneer in the Florida market with the e-close experience. The days of long drives to title offices, scheduling time off work for the sole purpose of signing docs, and overseas clients searching for U.S. notaries will soon be a distant memory with this platform. Physical closing attendance will always be an option for consumers, but this added convenience will be a solution to a multitude of scenarios that will benefit our customers,” said Nate Davis, Owner of Florida Mortgage Firm.

 

Network News, New Hires, Press Releases

Welcome Chris LaChance to the FAN Family

Florida Agency Network Welcomes Chris LaChance as its New Sales Manager

Florida Agency Network is pleased to announce the addition of Chris LaChance as its Sales Manager. Chris will oversee the sales initiatives within the Tampa Bay area and throughout the State of Florida.

A Tampa Bay native, Chris began his professional career in 1994 working for First American Title. He went from bicycle Courier, to scanning files, to front desk Receptionist, to processing files, to “almost” becoming a Closer, but decided instead to transition over to Agency Sales in 2005. Chris excelled in his Agency Sales position, ultimately reaching a level of national recognition reserved for the few top salespeople within the company nationwide. In 2015, Chris was promoted to Gulf Coast Agency Manager in Florida, where he was responsible for training additional sales staff to assist in servicing the agency network he had helped build over the years, in addition to managing the local title production staff supporting the agent base.

“We are thrilled to have Chris join the team. His proven success and growth within the industry will propel FAN and its members to new heights, and help us achieve some lofty sales goals we have set for the company over the next few years,” said Mike LaRosa, COO of the Florida Agency Network

In his new role as Sales Manager, Chris will work on improving long-established relationships and gaining market share for the members of Florida Agency Network. With over 20 years of experience, Chris brings a wealth of experience and knowledge to the position.

Network News, Paramount Title, Press Releases

Florida Agency Network Closes Florida’s First Fully Electronic Closing

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Left to right: Kathy MacKinnon of Century 21 Beggins, Barbara Ferrell, Maria MacNeil of Century 21 Beggins, and Shawn Pugh, Regional Manager of Paramount Title.

 

It’s 5:07PM on March 7, 2018.  Shawn Pugh, Paramount Title’s Regional Manager, is seated in the office of Century 21 Beggins on Madeira Beach, FL with Barbara Ferrell, a seller in her 60’s, born and raised Florida, who is selling her St. Pete Beach condo. After completing a series of questions to authenticate Ms. Ferrell’s identity (including examination of her Florida Identification), and reviewing all documents to be signed, the online Virginia notary, Jacqueline Smith, appears on the laptop screen. With the provided information, Jacqueline, the online notary, verifies Barbara’s identification. As an added measure of security, Barbara is asked to scan the room with the web camera to make sure nothing is abnormal. After revealing her surroundings and taking an oath with the online notary, Barbara begins the process of digitally signing documents in the Notarize portal.  History was made as Ms. Ferrell began to sign the FIRST E-Notarized documents in the State of Florida!

Once signing was complete, Ms. Ferrell was informed that she just participated in the very FIRST fully-paperless, fully e-notarized digital closing in the State of Florida. This was a culmination of weeks of effort ensuring that the proper organizations were involved. Florida Agency Network’s leadership, along with their IT provider, Premier Data Services (PDS), completed various tasks before the transaction could be completed, including a thorough test of networks, ensuring wireless capabilities worked properly, and making sure all devices were up-to-date.

Aaron M. Davis, CEO of Florida Agency Network (FAN), was introduced to Notarize.com over a year ago during a title conference. They brainstormed what a fully digital, e-notarized closing would look like, and how to bring online notarization to the State of Florida. Through that process a partnership and friendship with Pat Kinsel and Adam Pase of Notarize developed. Notarize was impressed with the technical capabilities, size, drive, and passion within the FAN organization. FAN was equally impressed with Notarize’s vision and innovative pursuit in the online closing space with revolutionary, one-of-a-kind technology, readily available in the app store. As the final component to the relationship, Westcor announced it would underwrite these transactions, and soon the partnership caught the attention of the lender community. One of the largest non-bank lenders, United Wholesale Mortgage, then became part of the equation.

FAN and Notarize closed the first transaction with a cash deal. During this transaction, parties were guided through the closing with the seller utilizing Notarize, and the buyers utilizing Venture Sign for electronic signatures on all documents. Once the closing was complete, each parties’ closing packages where saved in FAN’s secure portal, Closing Manager. The portal was customized and developed by PDS and offers safe document sharing and storage, secure wire instruction distribution, easy order submission, and full access to all transactions.

“This is a historic transaction, not just for Paramount Title and the Florida Agency Network, but also for the State of Florida and the real estate and settlement industry. We have long dreamed of the day of having a truly paperless closing, including documents requiring notarization. We literally prepared, closed, and recorded an entire transaction digitally, without printing anything on paper. Our goal is to make this an option for all our clients. Not only does it streamline the process, but now reduces our industry’s impact on the environment. Paperless, digital closings offer many advantages versus the slower, traditional paper-based system. The paperless era has officially arrived!” said Aaron M. Davis, CEO of FAN.

Both the buyer’s agent and the listing agent were thrilled to take part in this historic event. The Buyer’s Agent, Lisa Coflin Heisner with RE/MAX All Star said, “Being a part of the first paperless transaction in Florida’s history was truly exciting. As a Realtor, I greatly appreciate such use of digital technology that offers our customers a smooth, convenient, comfortable experience at closing. My buyers were quite pleased with the process.”

The Seller’s Agent echoed the same sentiment; Maria MacNeil of Century 21 Beggins said, “For the busy person, this is going to be a fantastic product.  It will save a lot of time for travel and allow them to close at their home or office.”

“In keeping with the culture of Century 21, and our focus on technology and the consumer experience, it was exciting to be a part of history. Innovation is key to success in the real estate business. As an industry, we must develop a speedier and more efficient closing process. This was a strong step in the right direction, and we look forward too many more,” said Craig Beggins, the Broker/Owner of Century 21 Beggins.

Paramount Title electronically recorded the documents and issued a title policy within 4 hours of closing. After the closing, Barbara Ferrell, the seller said, “I had a great experience! It was a first for me, to do a closing without paper. I enjoyed being a part of it!” In a funny twist, Barbara had miscommunicated with the person designated to drive her home from the closing, so Shawn, our Manager, volunteered to drive her home. Barbara said, “Now that’s the best service I have ever had from a title company!” Shawn laughed, “That’s what we do, go above and beyond. We close electronically and safely deliver our sellers to their home!”

Network News, Press Releases

FAN Announces Closing of Florida’s First Completely Digital Transaction

 

Tampa, Fla. – March 8, 2018 – Florida Agency Network announced the completion of Florida’s first 100 percent paperless, fully-digital real estate closing transaction. The closing was completed by Paramount Title, a member of the Florida Agency Network, on March 7 in the Century 21 Beggins’ Madeira Beach office. All closing documents were executed electronically, and the Electronic Notarization of deeds and affidavits was performed by Notarize via an app interface utilizing a Notary in the state of Virginia.

“This is a historic transaction not just for Paramount Title and the Florida Agency Network, but also for the State of Florida and the real estate and settlement industry. We have long dreamed of the day of having a truly paperless closing, including the documents requiring notarization. We literally prepared, closed, and recorded an entire transaction digitally, without printing anything on paper. Our goal is to make this an option for all our clients. Not only does it streamline the process, but now reduces our industry’s impact on the environment. Paperless, digital closings offer many advantages versus the slower, traditional paper-based system. The paperless era has officially arrived!” said Aaron M. Davis, CEO of Florida Agency Network.

Paramount Title partnered with Notarize, the first notary public platform allowing any person or business to get their documents legally notarized online. Notarize’s propriety software system enables a completely paperless process via any mobile device. The Notarize platform saves time and money, reduces fraud, and provides a better customer experience by improving efficiency and convenience.

“In keeping with the culture of Century 21 and our focus on technology and the consumer experience, it was exciting to be a part of history. Innovation is key to success in the real estate business. As an industry, we must develop a speedier and more efficient closing process. This was a strong step in the right direction, and we look forward to many more,” said Craig Beggins, the Broker/Owner of Century 21 Beggins.

 

 

About Paramount Title
Paramount Title is a consumer-focused independent title agency. Its goal is to deliver superior title services with exceptional competence, communication, professionalism and service. Paramount Title has multiple national underwriter relationships and works with the largest real estate companies, developers and banks in the country, and closes transactions statewide. To learn more, visit http://ptitlefl.com.

About the Florida Agency Network
The FLORIDA AGENCY NETWORK (FAN) is a conglomerate of independent title agencies, settlement service providers, and innovative technology companies within the State of Florida. FAN has formed a strategic alliance amongst members and vendors, in addition to creating proprietary technologies, to better serve its clients, allowing it to provide customized solutions to protect and streamline the closing experience. Members share back office services, pooled resources, access to industry-leading technology, improved efficiencies, and the ability to offer their clients greater geographic coverage throughout Florida. FAN resources include first class executive management and oversight, multiple on-staff attorneys, access to an in-house title plant, lien and permit search division, title ancillary services, IT/Cloud hosting company, cyber-security consulting and solutions, centralized order entry, processing and post-closing, agency administration, compliance management and financial oversight. FAN’s networked agencies service residential, commercial, builder, lender and investor sectors of the market with SOC 1 Type 2 and SOC 2 Type 2 security compliance solutions available. For more information, please visit https://flagency.net.

About CENTURY 21 Beggins Enterprises
CENTURY 21 Beggins is a special and diverse place driven by passion and integrity to empower, educate, and encourage our Agents, Staff and Clients to live the lifestyle of their dreams. We service West Central Florida with 10 locations from Clearwater to Sarasota. To learn more, visit http://C21Beggins.com.

Network News, Press Releases

FAN Announces New Chief Information Security Officer Matthew Froning

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Breaking news from The Network!

Florida Agency Network is proud to announce Matthew Froning as its new Chief Information Security Officer.

With over 20 years in the Information Security industry, Matt brings a unique background that includes a deep technical experience along with an understanding of balancing security and operations. Matt has led the charge for improving security processes and procedures for organizations while tightening controls to protect from cyberattacks.

“We are pleased to welcome Matthew to our team. His reputation, expertise and intimate knowledge of industry best practices will allow us to design and deploy a best-in-class, global security strategy,” said Aaron M. Davis, CEO of Florida Agency Network.

Matt will drive FAN’s existing information security program, and collaborate with the industry to implement best practices on information security. These complex cyber strategy solutions and partnerships will ensure Florida Agency Network has the most effective, broad security postures.

For more information on  how FAN and Matt can help your agency, contact us.

 

To read the full announcement, click here.

Compliance, Network News

Florida Agency Network in The Title Report

Did you hear the news?

Last week, Florida Agency Network (FAN) announced its launch of The Closing Manager.

Partnering with Premier Data Services, the secure collaboration portal combines wire fraud security best practices with the benefits of a consumer-friendly closing experience.

“The Closing Manager minimizes the cyber footprint of a transaction and extends industry best practices through to the consumers at a time when it is needed most,” said Chief Technology Officer of Premier Data Services, Jay Roberts.

With features like secured chat, multi-factor authentication, and two-way document sharing,  The Closing Manager reduces email exposure and the chances of clients becoming victims of cyber crimes.

To see the full feature on The Title Report’s website, click HERE.

You can read the official announcement HERE.

 

For more information on how the Closing Manager can help your agency, contact Jay Roberts at jay.roberts@premierdataservices.com.